Start Making a Profit in 2022: Best Cryptocurrency To Invest in Now and Next Year

According to one study, 1 in 10 Americans invests in cryptocurrency.

If you’re interested in investing in cryptocurrency, you might be wondering what is the best cryptocurrency to invest in.

Thankfully, we have the perfect guide to help you find the best cryptocurrency to invest in now, so make sure you keep reading!

Bitcoin

You can go to a Byte Federal Bitcoin ATMs and get your Bitcoin. Many people like this crypto because it’s been around the longest, and it’s one of the most expensive options out there.

Many businesses also accept Bitcoin as payment, so that’s also why it’s a smart investment. You can also use Visa with Bitcoin.

Tesla also announced that they’ll accept payments for their car with that crypto.

Ethereum

Along with Bitcoin, one of the best options is Ethereum. This is the only asset outside of Bitcoin that is blue-chip crypto.

Ethereum has started catching up with Bitcoin, but it’s also a different type of coin. That’s why it’s been so popular with investors.

It has a function as a platform as well which is decentralized. This was the entire purpose. You can also do all kinds of other things on their platform, like buy NFTs.

Polkadot

Polkadot is a big project that aims to bring together a lot of different blockchains. It’s one of the main tools used to make Web 3.0 as well, which is a decentralized internet.

On that Internet, users will have control over their data, which will be huge in the future. This is one of the big draws for investors.

Gavin Wood founded this, and this project has many advantages, including the price of the token.

Binance Coin

Binance Coin reached its peaked in 2017, and it’s slowly been going up. It soared in 2021, but it’s still proving to be a very stable investment.

For a new investor, this can be a great option. However, it’s still crypto, so keep in mind that it can still be a volatile investment.

Chainlink

Chainlink is also a decentralized service. It supplies blockchains with all the information from outside of that network.

It uses oracles to do this, and this project also looks promising as well. A lot of analysts are saying that this token is undervalued, so it can be a great way to make money early if this token takes off.

Solana

Solana is an underdog token. No one thought that it would be an actual success, but it became very popular.

This was built like Ethereum, and now it’s on a trajectory upwards.

Discover the Best Cryptocurrency to Invest

These are only a few of the best cryptocurrency to invest in, but there are many more to keep track of.

We know that trying to figure out when is it best to invest in cryptocurrency can also be difficult, but now is a great time!

If you need more help, check out our website for even more great information.

Continue Reading

How to Save Money on a New Roof

Roof replacement issues are serious whether you are a real estate investor, you own commercial property, or it’s your personal home. This is easily one of the most important repairs to perform and one of the most expensive as well. This can put a serious dent on your bottom line if you’re operating your business from home, and there are often no alternatives. So, what can you do to reduce costs? Here are a few ideas.

Shop Around

The first thing we suggest is that you start shopping around, but don’t go overboard. Look for at least three quotes from reputable contractors. If you want to know what makes a contractor reputable, one of the best ways to do so is to check their track record. Reviews are great, and you can ask for references as well, but one of the best indicators is how well they’re standing with the BBB. If you don’t know what this is, it is a customer advocacy group that allows people to leave formal complaints about a business. Businesses can choose to be registered or not, and the reviews are a bit more credible than those you’d find on Google.

People like advantage-construction.com, for instance, have been registered since 2013 and have amassed an A+ rating during that time. That’s usually a good sign of a team that takes their work seriously. Get a few quotes from services that have a good reputation like this one and ask for details to make sure that there will be no hidden fees.

Handle Some of the Work Yourself

There are many costs that are associated with removing and refitting a roof. One of them is waste removal. If you can manage to handle that part on your own, you may be able to save a few bucks. We’re not saying you should get on the roof and rip out shingles yourself. That would be dangerous and not worth it. Instead, you can arrange for the garbage container rental and fill it yourself. This is something that you can easily do on your own and doesn’t require much effort.

Learn About Different Materials

You also have to make sure that you start learning about different materials before you start searching for a contractor. You want to know which materials are the cheapest, but which ones will give you the greatest returns as well. If you’re using your home as a formal office, you may want it to look great, so you may not want to go for the cheapest option possible. However, if you’re strapped for cash, then asphalt shingles are the cheapest you can find. They won’t last as long but will cost you much less than other options and are cheap to install as well.

Get it Replaced at the Right Time

Roofers are usually at their busiest in the late months of summer and in the fall. So, if you contact them in the spring or winter, you might be able to get better deals. You’ll have more space for negotiation and some will even offer off-season discounts, so take advantage of this.

These are just a few tips that you can use to reduce your roof replacement costs. The most important part is working with a team you can trust and who has your best interests in mind.

Continue Reading

End the Paycheck to Paycheck Way of Life Once and For All

When you need money from next week’s paycheck to pay this week’s bills, you live with stress. Any unexpected expense that comes along causes you to make financial decisions with unfavorable outcomes. If you currently live paycheck to paycheck, you’re not alone. Unfortunately, millions of Americans become trapped in this way of life. The good news is you can break free and improve your financial situation. 

How It Happens

There are several reasons that people live paycheck to paycheck. Lost or low wages, a serious illness, and living above their means, are a few examples. Poor money management leaves many people with good-paying jobs scratching their heads as to how it happened. 

Breaking the Cycle

There are challenges ahead regarding breaking the paycheck to paycheck cycle. It won’t happen overnight. However, if you stay the course, you will see positive results in just a few months. The first step is to create a household budget. A budget will give you an accurate accounting of the state of your finances. Write down everything you pay out monthly, including daily expenses and annual bills. Then deduct your net monthly income. You should have money left over. 

Self-Reliance on Credit Cards

Some people rely on credit cards to hold them over until payday. Unfortunately, they are racking up enormous amounts of debt. Only making the minimum payment due only compounds the problem. Your credit card debt slowly increases. Now you have additional interest added and high balances. It’s only a matter of time before you max out every card and your additional source of income is no more. 

Consolidating Debt

With several cards containing high balances, it becomes nearly impossible to make even the minimum payment required. This can result in late or possibly even missed payments, lowering your credit score. Before you destroy your credit, you need to stop relying on credit cards altogether. This will prevent any more additional debt. You have two options to reduce debt. You can pay one card off at a time or, you can apply for a loan and have just one, lower monthly payment to commit to. 

Handling Financial Obligations

Whether it’s tax filing or paying your credit card bills on time, when you don’t hand your financial obligations, it backfires. You get charged late fees, penalties, and interest that continue to accrue until the debt is repaid. Prolonged neglect ultimately results in everything from lawsuits to wage garnishment. As you can see, these are all quick ways to waste your money. Do yourself a favor and stick to your obligations as best you can. When something comes up, talk to the service provider or request an extension to avoid added expenses. 

Living Above Your Means

Buying things you can’t afford, and repeating the process often, is a sure way to get into financial trouble. It’s fine to want nice things, almost everyone does. However, when you reduce your quality of life to achieve it, it will have a negative impact on your life. Poor money management is a common problem that causes the paycheck to paycheck way of life. In order to break free, you need to stop overspending. A budget helps to prevent this from happening by making you aware of your excessive debt. However, a budget only works if you stick to it. 

Additional Income

You may find that your debt is unsustainable and the only way to tackle your debt is to make more money. Taking on a second job will provide the extra cash needed. Thankfully, there is an abundance of opportunities for part-time work. Deliver food, drive people to different locations or become a freelance writer or customer service representative. If you work 15 to 20 hours even at minimum wage, you can bring in five or six hundred dollars more monthly. 

Cutting Expenses

When you encounter difficult financial times it’s necessary to find ways to reduce overhead costs and other expenses. Use coupons, buy store brands, and practice comparative shopping every time you go to the grocery store. If you have a long commute to work and a co-worker lives near you, take turns driving or take the bus. Cable television is a luxury, if you currently have many premium channels and a sports package, remove them. 

Life is not easy when you are living paycheck to paycheck. It can harm your health and your finances. Thankfully, there are several ways to break free and start enjoying life. 

Continue Reading

6 Amazing Benefits of Forex Trading Profession

The benefits of FX trading are huge and because of these benefits, a great number of investors are joining the sector. There are a great number of benefits dealing with the FX, and among them are, flexibility, liquidity, and the trading margin are highly mentionable. Today, we will discuss the benefits of FX trading, which are making this platform ever more popular.

Benefits of Forex:

1. Leverage

Forex provides huge support for those with a small investment. Using leverage facility, anybody can start FX trading in the lowest investment, which can be as little as $10. This means the $10 will work as the $100 of investment, and a beginner can take this leverage facility easily from their broker. 

The Forex platform provides 1:10 leverage facility which is extremely rare in other platforms. Sometimes, it is found that few of the brokers offer 1:50 leverage facility, which mostly depends on the amount of investment made in the trades. 

But before utilizing the leverage facility you must consider that it is working as the loan for the investor from the broker. Taking a great amount of leverage may make the account balance zero during a loss of a greater amount. It is found that during a loss if there is leverage, money is taken from the accounts of traders.

2. 24 hours active

Forex is a 24 hour active market which indicates that anybody can come to trade in this market anytime in 5 days of a week. Most investors in this marketplace are investing from around the world. Its popularity has increased rapidly because of its excellent accessibility. Anybody can place a trade from a mobile phone easily if they have an internet connection. Though it’s a 24 hour market, you can’t trade with high risk. You need to know how Forex leverage works. Once you learn more about leverage, you will focus on quality trade execution even though you will have 24 hour access to this market.

3. Demo account

The greatest facility of a FX account is the ability to use the demo account to know about the ins and outs of FX trading. A demo account is no different from the real one, other than that the currency is fake. That means a trader does not have to take the responsibility for profit or loss. No other platform provides this type of learning facility to beginners.

4. Chart

FX has the most advanced charts which other platforms lack. Utilizing the charting facility, an investor may research about the market in advance. A chart helps you to find recent trends which could be tough to track without any technical support. 

5. Easy money

By getting involved in FX trading anybody can make money from the comfort of their home. With a little bit of investment and proper research, making a profit from trading is possible. Experts are making a huge among of money here and newbies can make a profit with a little bit of wish of them.

But to make a great deal of money he must be careful of the terms and conditions regarding trading. At first, he has to study the basics about trading and implement his learning on the demo account. When enough practical skill has been gathered, he must open an FX account and buy financial instruments. 

6. Security

The Forex platform provides great security for payments you can pay in different ways. An investor may pay money using bank transfer, debit card and credit cards now and may get the return of the investment utilizing the same method.

At the bottom line, it can be said that FX offers more opportunity than the common stock markets, and anybody may make profit here. This platform may seem different to different people. It is true that generally-speaking, only hardworking people can succeed in Forex trading.

Continue Reading

How Tech Is Changing Investment

The nature of how we invest has changed an incredible amount in a very short time. Today, it seems incredible that there was once a time in the not so distant past where placing an order for stock required calling up your stockbroker and explaining exactly what you wanted them to do. Instead of going through the rigmarole of going through a human third party, the digital revolution changed the world of investment so that it is barely recognizable from the past. Much of investment is now done through handheld smartphones via online brokerage apps like the FXTM mobile app, which allows people to trade stocks and shares in the United Kingdom, Cyprus, South Africa, and Mauritius. This has democratized the world of investment, making it accessible to the many and not just the few.

If there is one thing that is for certain, it is that the inexorable pace of technological change will bring even more revolutionary advances to how we invest in the future. Here are just a few groundbreaking developments that we might see in the near future.

1. Blockchain

Blockchain is the name for the sophisticated coding which allows cryptocurrencies like Bitcoin to run. While blockchain is mainly used for cryptocurrencies at the moment, developers are only just waking up to its vast potential for use in a wide array of other arenas, one of which is investment.

The incorporation of blockchain into the stock exchange in the near future is set to revolutionize the nature of how transactions are realized. A stock exchange which runs using blockchain will majorly cut down on costs and the time it takes to complete a transaction. Lower running costs will likely have a positive knock-on effect for investors in the form of lower fees.

2. AI Wealth Managers

One of the biggest changes that is already upon us has to do with artificial intelligence. Algorithms used in technology that has come to be known as “fintech” is now sophisticated enough to compete with traditional methods of delivering financial services.

Data from recent studies show that an increasing number of investors now consider the advice given by AI financial advisors as more useful and accurate than that given by their human counterparts. These opinions have been borne out in evidence that shows that AI has helped to save investor returns in the 2020 market crash.

As AI technology moves even further into the realm of science fiction, the door has been left open to the possibility that human investment experts could realistically be supplanted by AI and super-intelligent algorithms in a few years.

3. Next-Gen Financial Instruments

Since the advent of the modern financial markets, the proliferation of new financial instruments has been simply breathtaking. New financial innovations appear every year, and this trend is only set to accelerate as we move into a new age of technology. Indeed, keeping up with the bewildering array of new tools at our disposal is something that even investment experts struggle with. There seems to be literally no end to the number of new ways that we can speculate using advances in technology.

4. Increased Personalization

One of the great things about the tech revolution is that it has allowed people who would previously have had no access to the stock market to participate. At just the click of a button, anybody with an account with an online brokerage account can now invest and make money on any asset class using any financial instrument they choose. As mobile technology improves, so will the access that people have to investment opportunities. This could theoretically have the effect of leveling the economic playing field, reducing the inequality that exists among people in different geographic regions of the globe.

The world of investment has always been at the cutting edge of technology. Where money is concerned, investors are prepared to use any advantage that they can derive from technology that they can to maximize profits and minimize risk. While it is hard to predict the future, we can be certain that technology will continue to play a massive role in how markets run and how we make the decisions that inform our investment choices. We can only hope that these advances will help to bring the potential of investing closer to more people.

Continue Reading

Finding Funds – 5 Places To Source Emergency Money In A Time Of Crisis

With 22 million people in America now unemployed, having enough money for groceries, rent and bills is a serious concern. The novel coronavirus is tragic because of the loss of life but also because of the severe economic impact it’s having on people worldwide. 

If you are struggling to make ends meet and need money urgently, it can be easy to slip into a feeling of hopelessness, and many people get trapped into borrowing from unscrupulous lenders with high-interest rates and inflexible repayment terms. To avoid this situation, consider the five tips below before going ahead with a loan.

Assess Your Loan Options

All loans are not created equally, and choosing the wrong one can lead to a negative cycle of debt from which it is hard to escape. We have all seen the quick cash advertisements on TV promising money in your account straight away, but it’s crucial that you read the fine print and compare your options. 

You can find payday loan alternatives online and through various banks. Some providers offer loans specifically designed to help low-income earners through financial hardship by setting you up with low or no interest.

Use Your Emergency Fund

If you have been financially savvy and in a position to save up an emergency fund, now is the time to use it. When you are risk-averse and economically conservative, it can be a difficult decision to dig into your savings. But if you have been collecting spare funds for a rainy day, rest assured – this is that rainy day.

Check Your Government Entitlements

If you have lost your job or had your hours reduced due to COVID-19, there are a variety of government support options to which you may be entitled. Check online to find out if you are eligible.

Sell Some Things Online

If you are out of work at the moment, you might have some spare time to do a cleanout at home. In times of crisis, the secondhand economy is even more critical than ever. Kids still wear through their shoes, grow out of their clothes, and people may still need a table, television, or kitchen item. 

Once you have sorted through the things you no longer need, take a look on Gumtree, eBay, and Craigslist and see what similar items are available and the prices listed. Find a spot with good lighting to shoot your photos, and include as much detail as possible. The more information you add, the less time you spend sending 25 people the dimensions of your item! 

As a bonus, you will get the satisfaction of doing a good cleanout at home. Just remember that some restrictions may apply to item pickup – check your local social distancing guidelines.

Access Your 401K

Financial advisors have always recommended that you don’t touch your 401K until retirement. To discourage early withdrawals, funds generally have hefty fees if you want to access this money before you reach retirement age. However, given the unprecedented economic downturn, penalties for accessing this account have been loosened. Qualified individuals can take an early distribution from their fund of up to $100,000 without penalty. Keep in mind that you should only access your retirement fund as a last resort. 

The COVID-19 pandemic will have an enormous impact on millions of families around the world. If you are one of those families and you are struggling financially, explore the suggestions listed above. If you need extra assistance, try reaching out to a credit counselor to discuss your options. 

Continue Reading

Top Tips & Ticks to Use Playing Online Roulette

If you feel like playing a roulette game but have no idea about the game, then online roulette systems are the best to begin with. The online casino roulette system is a guide providing all the details of the game; its rules and the different bets involved.

At the same time, it also helps you improve your chances of winning. However, there are too many roulette systems available in the online world today, and not all of them are genuine. Most of them can be false and make false claims. For this reason, it is essential to choose a system only after appropriate consideration.

Types of Bets on Roulette

Split Bet

Here, the player places his/her bets on a line between the numbers of adjacent slots. If the player wins, he wins 17 times the amount of the bet.

Straight Bets

In this bet, the player only bet on a certain number of slot machines. If the player wins, he wins 35 times the amount of his stake.

Column Bet

In this bet, a bet can be placed on the entire column. In this case, the player can win twice the amount of the bet placed.

Row Bet

The bets are placed on a row, which consists of three numbers. If the ball falls into a slot on this line, the player wins 11 times the amount of the bet.

Corner Bets

Here, the player places his bet between 4 numbers. If the ball falls in one of these places, the player wins eight times the amount of his bet.

Street Bet

This bet is placed on the line between 2 rows. This means that a player places his bet on six numbers. If you win, you win five times the amount of the bet.

In addition to these inside bets, there are several outside bets on roulette. They are red, black, odd, and even. These bets pay 1: 1. This means that if you place a $5 bet, you can win $5 and get your $5 bet back.

Online Roulette Tips

Start as a beginner and play demonstration games. This will help you familiarize yourself with the software, casino setup, and development skills to easily connect to the professional network and get a good investment for the money.

Play only at licensed casinos.

This prevents fraud and takes advantage of various benefits, such as the welcome bonus and jackpots. Knowing the rules and conditions of a casino is also helpful.

Trust reputable roulette casinos.

It’s easier when you play with some of the well-known casinos, as they provide some of the authentic payment gateways and full security to filter all critical and confidential data. It is often advisable to check the year of existence, the software used to play, as well as the support for low and high bandwidth lines. This can be easily verified via online forums, blogs, social networking sites to view and join a secure, licensed casino for more benefits.

Know the games and the odds.

Discover the games and the odds that a roulette casino offers. It really helps to plan and get closer to earning more money.

Summary

Above are some of the points to keep in mind when playing roulette online. If you find the right one and follow it carefully, you will generally get good results.

Continue Reading

Japan and the $200 billion a Year Gaming Craze: Pachinko

Pachinko

Pachinko

Japan, the land of the rising sun. A country famous for its sushi, bonsai trees and exposing Anime to the wider world (for better or worse) possesses another hugely valuable industry which doesn’t feature prominently online or in most westerner’s travel guidebooks. Which is particularly strange as it is extremely dynamic in sound and visuals. Also, considering there are 10,600 facilities scattered all over the country, ensuring it is difficult to miss when taking in the sights of the local towns or cities.

This is the very loud and unique world of Pachinko. Where 1 in 10 of Japan’s population regularly fills the country’s many Pachinko parlours. In a sight somewhat reminiscent of a slot machine area of a casino. Players are transfixed on the flashing visuals and unexpected sound effects and montages. The constant deafening noise generated by metal ball bearings colliding with anything that gets in their way has been forever associated with feeling the thrill of trying one’s luck. Pachinko has been a part of Japanese culture for generations.

Although technically a form of gambling, Pachinko is officially classified by the Japanese Prime Minister as a hobby or pastime. This is despite players paying for the use of an interactive arcade game where expensive goods and cash prizes can be won. While gambling has been illegal in Japan for an extremely large period of time, the landscape has changed dramatically in recent years. As attitudes have softened and helped by considering the potential boost to tourism as well as the Japanese economy. Gambling has now been legalised, while plans are currently afoot to build a number of casinos in integrated resorts throughout the country. Who are sure to capitalize on the massive popularity of this craze, by adding it to the host of current casino mainstays such as slots, roulette, blackjack and poker by the time the doors are opened to the public for the first time. However, with no plans to open a casino before the 2020 Tokyo Olympics, gaming and gambling enthusiasts in Japan are still able to get their fix by taking advantage of Japanese online casino Wunderino

Pachinko is a mechanical game, similar to pinball, and was originally sold as a child’s toy in the early 20th century. Some years later it was snapped up by a number of shrewd sweet shop owners as means of ensuring the kids would remain in the premises to play, and ultimately resulting in them purchasing more candy to eat. It was during this period that it was assigned the onomatopoeia name of “pachi pachi” describing the snapping sounds made by the metal ball bearings.

During World War II, all the machines were scrapped for metal. It would be another decade before Pachinko would reemerge. With factories having a surplus of metal ball bearings as well as an entertainment sector desperate to be filled. Pachinko would take the country by storm and has dominated Japan’s industry sector ever since. So much so, today Pachinko employs more people than the automotive industry and accounts for almost half of Japan’s leisure activities.  

The object of the game is to ensure as many silver ball bearings disappear down the highest scoring holes, evading the many pins obstacles in their way. Triggering interactive segments and audio-visual experiences, potentially leading all the way to the goal of the many valuable prizes and cash wins each parlour has to offer. However, you can be sure that once the powerful casinos come into play, the value in prizes and most likely, the popularity of Pachinko will exponentially improve, ensuring this craze keeps it’s hold on Japan…and who knows, it may even take on the rest of the world.

Continue Reading

Cash Doesn’t Grow On Trees: Expanding Your Home Business In A Budget Friendly Way

online casino

Large companies looking to expand have a luxury of being able to throw money at certain problems when growing. A smaller home-based business usually cannot do this due to cash flow and the need for a cost-efficient expansion. The good news is that expanding can be done with very little spending if done in a clever manner. The advantage a smaller company has is there are not multiple approvals that need to be received before starting out on a growth project. As the founder of your home business you can grow as quickly or slowly as you deem necessary with regards to the business’ health. Below are tactics that will help keep costs low when expanding so cash flow of the business is not decimated. 

Create Content Daily 

Creating content daily for social media accounts, the company blog, and offsite publications is important. Being able to rank higher on the search engines can be something that increases leads and sales immensely. If you are running some sort of drop shipping business then you understand how important online marketing is to generate sales. 

On social media you should be promoting content that is created as well as engage with followers. Not only engage with followers but also related social media accounts as this can generate followers in the company’s target demographic. Replying to customers about comments or complaints can also be quite useful. Salvaging a customer simply by acknowledging they might not have been happy with a product or service is at times enough. 

The company blog should be used to educate website visitors as well as be used as a resource by others in the industry. This can also host content like that of podcast, video, or a piece of interactive media. This is not the place to write up clickbait type articles as it is just a waste of time and money if you are paying a writer. 

Offsite publications can be a great way to increase brand awareness and showcase the knowledge of the company in an article. This is going to take outreach for a publication to accept a topic that you will write. Most publications are willing to give you a link in the article or in the author bio. Increasing your search engine presence as a company will end up helping with growth immensely. 

Sales Materials Mailed Can Increase ROI

Getting sales materials into the hands of a client with a custom proposal is important to say the least. Your company could be in competition with others that might be able to meet the client in person due to their proximity. To even the playing field getting sales materials to the client and trying to close a deal quickly can help salvage a sale that could have been lost to a competitor. Mailing 5X7 envelopes to “invite” the potential client to work with your company can be a touch that helps close the sale. Small details can make all of the difference so investing in print sales materials and the right custom envelopes will deliver on ROI. A sales prospect receiving sales materials the next day after a call will also feel like their business is valued which can be positive for your business. This type of diligence will have a potential client thinking that even if you do run a small company, the company will deliver high quality work. 

Ask Your Current Customers For Referrals

Incentivizing customers to refer your business to others can prove quite fruitful as far as sales go. Those that are proficient at sales just need an introduction from the right person to instantly have rapport with the sales prospect. If you feel uncomfortable asking current customers then asking former colleagues or reaching out to a former client that has moved on in their career can be effective. Reaching out on LinkedIn is a wise approach but not everyone monitors this platform so an email or direct call will get the job done in a faster fashion. 

Have Other Companies White Label Your Services 

The chances are that if you run a home based business is that your prices are lower than larger competitors due to having little to no overhead costs. Having a company sell your services as their own or white labeling them will not have an impact on your margins. Larger companies will set prices on your services to make sure they are earning without having to do any work besides sell the services. Hitting deadlines is far more important in these cases as the company selling your services has to worry about their reputation if a deadline is missed. 

Growing your small home based online business can be done without a large financial expenditure on your part. Track the ROI on all money spent as you might find putting money into a certain area yields great results. Grow your business without impacting your quality of product or service as this healthy growth ensures future success. 

Continue Reading

3 Ways to Start Earning More Money on the Side

If things have been a little tight recently, you’re in need of a boost to your income. Your first option is to ask your boss for a raise. But they decline, even though you ask politely.

So what are you going to do? First of all, don’t give up. More money is in your future when you check out these three simple ways to make extra cash on the side.

1. Start freelancing

With more than 56 million people in the U.S. freelancing, the gig economy is booming. You can join their ranks by offering up your services as a freelancer.

In other words, you can take on individual contracts outside of your full-time job and offer your skills as a designer, accountant, or consultant to clients online. There’s really no limit to the kind of work you can find online.

If you aren’t sure where to start, these apps can help you find your first job:

  • Indeed
  • Fiverr
  • Upwork
  • CloudPeeps
  • Freelancer

One of the bigger perks of a freelancer is being able to choose jobs that fit your schedule. However, one of the downsides is how these jobs may affect your taxes. In the eyes of the IRS, you’ll be considered self-employed, so you’ll have to make your own tax deductions from your earnings.

Most financial advisors suggest you save as much as 30 percent of each invoice for tax purposes. You should put this into a separate savings account used solely for taxes, so you’re prepared for when you owe these deductions in April.

2. Become a rideshare driver

If you own your car, becoming a driver for Uber or Lyft is an easy way to make some extra cash. All you need is a vehicle that passes basic safety tests and a smartphone, and you can find passengers in your area.

Most ride-sharing apps operate 24/7, so you’ll be able to fit in time behind the wheel regardless of what your day job is. You can choose to work days, evenings, and even overnights to pick up people in need of a lift.

If you can manage to drive during peak travel times, you’ll be able to cash in on surge pricing. Since there will be more passengers looking for a ride, you’ll be able to charge higher fares during these busy times.

While most rideshare services will pay you like a regular employee (i.e., you’ll see tax deductions from your earnings), they won’t cover any maintenance you’ll need on your vehicle.

Whether due to a collision or simple wear and tear, repairs can be expensive. You should contribute some of your earnings towards an emergency auto fund in case you need to bring your car into the shop for work.

If your emergency fund isn’t enough to cover these essential repairs, you can find an installment loan online to help cover the bill. Online installment loans are easy, convenient alternatives to personal loans distributed by mainstream banks.

Their online applications are quick to fill out, and they have less stringent approval criteria. While you’ll have to produce contact and financial information, you may not need a prime credit score before you’re accepted like you would with most mainstream personal loans.

For more on what to know before you borrow, do some research on the online options in your state. You’ll be able to see if you’re eligible for these fast-acting loans.

3. Hold a garage sale

With the arrival of spring’s warmer weather, there’s never been a better time to hold a garage sale. The conditions are perfect. If you choose a weekend free of rain, you’ll be able to hock your wears for an entire day without feeling too cold or too hot.

In all likelihood, you have a lot of stuff to sell, too.

That gives you a prime opportunity to go through closets and cupboards to find items that you don’t need anymore. Go through your entire house with this mindset and start collecting duplicate or unnecessary items you can sell in a garage sale.

Don’t worry if where you live makes a physical garage sale impossible. With the right app, anything’s possible. You can find consignment stores to sell your clothing and online auction sites to sell everything else, including:

  • Amazon
  • eBay
  • thredUP
  • eBid
  • Swappa
  • Letgo

While most of these apps will take a cut of every sale, you’ll still earn money while decluttering the house. Now that’s a win-win!

Whether you’re a skilled IT technician, an expert driver, or a collector, you have the opportunity to make more money without relying on a raise. Forget about your boss and rely on yourself to boost your paycheck. Choose the option that works best with your skills and schedule, and you’ll be raking in more dough each week.

Continue Reading