8 Things to Research Before Becoming A Franchise Owner

If you’ve decided that you’d rather buy into an already-successful franchise than risk starting your own business, there are some things you should know before you go ahead with your decision. Fast food franchises, such as Quiznos, Checkers and Wendys, for example often encourage individuals like you to buy into the franchise, but it’s up to you to do your homework before investing. You would own your own location, run your own store and be your own boss. You would be responsible for hiring and firing employees, and you would get to learn how to run a business. You’d of course have to pay a royalty to the franchise corporation, but the rest of the profits from your location’s sales would belong to you. Opportunities are abundant when it comes to being a franchise owner, and you just have to do your research to ensure that you are buying into a reputable franchise with strong brand power and a loyal customer base. Here are 8 things you need to research about a franchise before buying into it.

  1. Do customers love them? It’s crucial that you research how popular this franchise is before buying into it. Do the customers love it? Do customers leave positive reviews about the food? Quiznos, for examples, is known for its quality and customers can’t stop talking about how fresh the ingredients are and how flavorful the sandwiches are. And yes, there currently are Quiznos franchise opportunities.
  2. How strong is their brand power? In other words, how well known are they? How strong is their brand? How successful are their marketing campaigns? If their brand is in good standing, reputable, widely recognized and positively regarded, that’s a great thing.
  3. How many franchises do they have? It’s better to buy into a franchise that doesn’t have too many locations. For example, there’s a Starbucks on every corner, and several Starbucks locations compete with each other (they compete with their neighbor two blocks away). If there are less locations, there is less competition.
  4. What locations are available? When it comes to owning a franchise, three words come to mind: location, location, location. It definitely matters what location is available for you to buy. It would be amazing to get a location near a business district (hello, lunch breaks!) or near a university, or on a busy street that gets a lot of foot traffic. Sometimes the locations that are off of a busy highway do quite well also. Definitely put some serious time into researching the location.
  5. How reasonable are the costs? Owning a franchise comes with costs. You’ll have to pay for employees, inventory, equipment and more. You’ll also have to pay a royalty (franchise fee) to the franchise corporation. Research these costs to make sure they aren’t completely unreasonable. You should decipher what your total investment costs will be before you make your decision.
  6. How long will it take to break even? Since owning a franchise involves some up-front costs, you should research how long it will take to break even. The reason this is important is because you don’t truly start profiting from the business until you break even. Sometimes, this can take awhile. You have to be willing to wait to see the profits.
  7. What is the earning potential? Your research should include an attempt to figure out how well a franchise owner in a comparable location is doing. You should ask leading questions to figure out what your earning potential could be if you buy into this franchise.
  8. What level of support does the franchise corporation offer? Support is key, and many franchise corporations offer an incredible level of support to their individual franchise owners. Support comes in the form of instructions, guidance, materials, deals on equipment, negotiations on your behalf, advice, etc. Ask the franchise corporation what they offer in terms of support.

 

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5 Things To Spend Your Inheritance Money On To Guarantee That Your Fortune Grows

If you’ve been fortunate enough to come into a large inheritance, it goes without saying that the question of how do I spend all this money, is a very good problem to have. It’s crucial that you think before you spend and get advice from professionals. That means no big impulse purchases during your celebratory phase when you first receive the money, even if it’s burning a hole in your pocket. Every single purchase beyond your regular daily expenses should be carefully thought about. There are also clever things you can do with your inheritance money, such as smart investments, that will guarantee that your fortune not only lasts, but that it also grows.

Spend money on a reputable financial advisor. The best way to hold onto sudden wealth is long term, strategic planning. Your fortune will erode much faster than you expected if you don’t get that cash managed. People often overspend to the point where they’d have to actually have inherited three times that amount in order to be able to spend that much. Financial planners often have people come to them years after they inherited their fortune, because they’re shocked at how quickly it’s depleting and they get scared into seeing a planner. So, why not just spend some good money hiring a good financial advisor from the very start? Seems wise. They can guide you as far as what funds to invest in, and how to plan strategically for the long term growth of your fortune.

Invest in home real estate. Yes, when you have money, you should invest in an asset such as home real estate, in a location that is in predictable demand. You shouldn’t necessarily live in your investment. Home owners can often profit off tenants paying rent that is higher than their mortgage, all the while having their tenants pay off an asset that they own.

Invest in a franchise. Investing in a franchise can really pay off in the long run, and it’s an investment you can safely profit off of. One of the reasons why so many people who want to do this end up not doing it, is because investing in a franchise does requires some significant upfront costs. If you have the money, however, it can be a fantastic investment. Being a franchise owner offers consistent income, and the sales at your location are yours to keep aside from a royalty fee paid to the franchise corporation. If your franchise is a reputable business with strong brand loyalty (such as a Checker’s franchise or a Quiznos franchise) and your location is a good location with lots of foot traffic, you could see your investment grow far past the point of breaking even, into some serious profits. You’ll be strategically supported by the franchise corporation for the entire time you are in business, and you’ll be investing in a tried and tested market that already is doing well. This is a clever investment and a good way to spend some of your inheritance.

Put some of it in an RRSP or 401(k) plan. If your goal is to put a chunk of the inheritance away, saved for retirement, then you should contribute a large chunk into your RRSP or 401(k). One of the smartest things you can do with inheritance money is put a large portion of it into your retirement account. Your retirement fund is tax-sheltered, and the contributions you make to it are tax deductible. The fact that your contributions into your own savings account can actually lower the amount of tax you owe at the end of the year makes it a very intelligent investment.

Pay off debts. Having debt will only hurt you in life, which is why you should use some of your inheritance money to pay off your debts. First of all, you’ll be happier once your debts are gone. You’ll sleep better at night, and you’ll feel less stressed because that huge weight is off your shoulders. Secondly, being debt- free puts you in a position of having good credit, which leads to more opportunities. Considering how much interest costs on your debt, by paying it down to zero, you’ll ultimately save yourself thousands and thousands of dollars in interest you’d otherwise pay over the years. Just because you can’t see the savings, doesn’t mean they aren’t there.

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Andrew Argue Course Cost: What Are You Paying For?

Everyone wants the facts before they commit to any purchase. Thanks to how we all conduct our reviews before committing to a purchase, we’re able to go in-depth and really explore the pros, cons, and the overall costs. Everyone has the power to be informed, but when it comes to items that don’t have a retail price tag, such as the cost of working with Andrew Argue, then things get a little interesting.

Who is Andrew Argue?

If you’ve ever looked up an Andrew Argue course review, then you’ve had a chance to peruse everything you get when you hop into one of his webinars or attend a private consulting lesson. Andrew’s students are out there, dominating the playing field with their newfound tax knowledge and business sense.

Andrew Argue claims he can help grow your accounting or tax business. Here at HomeBusinessWiz.com, were a little skeptical of this claim. When you are working from home and creating your own tax or accounting business, being super profitable is everything. If someone were to approve you and tell you they could help grow your business leaps and bounds, most people would doubt them. So we looked deeper into Andrew Argue and what he offers.

What Does Andrew Argue Offer

If you’re sizing up the price and trying to figure things out, the Andrew Argue cost is going to surprise you. Everyone likes to know exactly what they’re paying for, so Andrew Argue custom tailors everything to your specific needs. He understands that there’s no simple solution that applies to everyone. His students are out there commanding their businesses and building seven-figure incomes, and he taught them what they needed to know.

Argue offers a free, yes free, online mini-webinar to showcase his work. All you have to do is sign up with your email address and he will set up a time with you. The free webinar is a “Training program for people looking to start and grow a hyper-profitable accounting & tax practice.”

Argue hopes you enjoy the free mini-webinar he offers and also offers more extensive services. All of Andrew Argues services are custom tailored to his clients. He offers everything from 12-month programs for an accounting firm to one on one training, he even offers live seminars.

Custom information, custom prices; its how he operates. Andrew believes that you should get what you pay for, and you should value your purchase. The last thing he wants is for you to feel as though you didn’t get value out of your purchase.

Course Materials 

What sets Andrew Argue apart from other accounting training is his programs are a mixture of lessons. He will teach you how to obtain hyper-profitable clients and maintain good relationships. All of his course is online and can be accessed at any time via a computer, tablet or cell phone. Because not everyone learns the same, the course material range from video lessons, workbooks, text and quizes.

You’re going into an industry that has a lot of established fortune 500 companies that you need to compete against, so when you wonder what you’re paying for, know this: You’re getting the advantageous edge that others aren’t, and you can’t get that with anybody but Andrew Argue.

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Incorporating More Fish Into Your Diet

Consider incorporating fish and seafood and get the best menu options at Long John Silver’s.

The American Heart Association recommends eating fish at least two times a week. Fish rich in omega 3, which helps maintain good brain and heart health. It is also very high in protein and contains essential amino acids to keep your body functioning normal. That doesn’t mean you can’t have it everyday it is better than eating meat. According to Harvard University eating it more than twice can lower the risk of  a fatal heart attack.

Consider cod fish. It is packed with lean protein, omega-3 and vitamin B-12. Cod has a mild flavor and is liked by almost everyone.

Now stop at Long John Silvers to enjoy savory and healthy fish option menu. Feed your appetite and go for a satisfying  Baked Cod Meal. The cod is drizzled  with a Sweet and Zesty Asian Sauce. It comes with  seasoned rice, a choice of 2 sides and  2 hushpuppies. Long John Silver uses wild and caught Alaskan cod for this meal.

Why consider seafood? First of all, it is low in fat, cholesterol and is loaded with good protein. It also  has antioxidants and selenium to help  prevent many diseases; and even fight off  depression and anxiety.

Consider Shrimp.  It is high in niacin and  has no carbohydrates which can help lose weight. It also contains astaxanthin, a mineral known to  fight cancer.

Stop by John Long Silver’s and try New Sweet and Tangy  Panko Butterfly Shrimp. It is composed of  panko breaded shrimp lightly coated in sweet and tangy sauce. There are six delicious shrimps, natural cut fries and two hushpuppies.

Consider including  clams in your diet. Clams are nutritious, packed with good lean protein, full of  iron and  low in calories. Plus, they increase energy levels, boost your immune system and help skin look younger. Best of all, they  have a great salty ocean flavor.

Visit Long  John Silver’s to enjoy lightly fried clams combo of 2 with 1 side and 2 hushpuppies.

Consider crab. It helps with inflammation, and even improves gastrointestinal problems. Out of all shellfish crab is the most rich in selenium and also has chromium which helps maintain a good cholesterol level.  Crab is full of flavor and needs very little added when used in other  recipes.

Get  the best crab cakes  under 600 calories and opt for a 2 crab cake basket. It is composed of gently fried crab cakes with a side of fresh green beans and  2 golden hushpuppies.

If fish is really an absolute  “no” Long John Silver’s also has chicken in its menu.

Try a 3 chicken meal with 2 sides and 2 golden hushpuppies.

Long John Silver cares about customers satisfaction and the ocean. With its partnership with many fishing organizations it follows sustainable fishing practices. This helps give consumers great tasting fish they can proudly  enjoy.

Give fish and seafood a  chance and save on your meals with a Long John Silver’s coupon. 

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Home Insurance when Working From Home

home insurance when working from home

Working from home has a number of great benefits. No commute, flexible schedule and lower stress are just some of the advantages of running your business from your house. However, it also comes with certain complications. Protecting your home from ruin is now tied up with protecting your business from going bust. You need to make sure you have both business and home insurance when working from home. When it comes to home insurance, have you taken into account your business insurance needs as well? You’ve built your dream home office, now make sure everything is covered!

home insurance when working from home

Theft and Fire Insurance

Working from home can have its perks in the world of insurance. Your home is actually significantly safer with you being there most of the time. When purchasing home insurance when working from home insurance from your chosen provider, be sure to let them know that you spend your working day occupying the house.

Your presence will deter burglars and mean that you can stop the spread of a fire. This should lower your premiums. If you are buying home insurance in New Jersey, you will already have a lower premium compared to a state such as New Mexico. This is because of differing state by state crime rates. However, being home all day reduces the risk of theft even further.

Public Liability Insurance

Unfortunately, there may be some extra costs that come with running a business from home. If you have customers and clients regularly visiting, then you may need to invest in public liability insurance. This means that if anyone is injured in your home (if they’re there on business), your insurance company will pick up the cost instead of you.

Your home insurance won’t be enough to cover this. So if part of your business is having members of the public over, be sure to cover yourself. Otherwise you could be facing a pricey court case.

Dedicated Business Insurance

Beyond public liability insurance, you will need home insurance with a dedicated business service. Home insurance when working from home may not automatically cover your business entirely. If you have employees working in your home, then they need to be insured. Likewise, your home insurance may not cover specialist work equipment. If your business relies on any technology or machinery, then it makes sense to cover this under a dedicated business insurance plan.

Running your business from home is increasingly common and makes financial sense.  Working from home is the future! However, remember that your home insurance may not cover business costs. Get dedicated business and public liability insurance to keep your company protected. You can also use the fact that you are always home to try and get a discount on your regular home insurance.

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Working in the West: Traveling for Business has Plenty of Perks and Colorado Springs Offers some Great Venues to Visit During Your Trip

If you happen to be traveling to the Colorado Springs area on business you have to try and make the most of the opportunity to enjoy some leisure time around your busy work schedule.

Here are some of the must-see venues that deserve your attention if you are working in the West.

Inspirational views

There are some great hotels in the area to stay at like the Colorado Springs Marriott, for example, and as well as enjoying comfortable accommodation you will also be within close proximity of some very worthwhile attractions.

If you want to witness one of the most photogenic landscapes you are likely to see anywhere the one place that should be on your leisure itinerary is the Garden of the Gods.

These awesome and distinctive rock formations are a major draw in Colorado Springs and you can take a segway or jeep tour around the area if you want to enjoy as much of the scenery in the time you have available.

A bit of time for hanging about

If you are seeking an adrenaline rush and want an aerial view of Pikes Peak and Manitou Springs a good way to do that would be by being suspended in mid-air and getting ready for your zipline adventure.

The Manitou Springs Zipline Adventure experience is well worth considering as the five different ziplines give you an amazing view of the area from the air, that’s if you can focus while soaring across this spectacular alpine canyon location.

Soak up a bit of history

If you would prefer your leisure time to be more sedate and educational a good attraction to visit would be the National Museum of World War II Aviation.

As well as enjoying an inspirational journey that tells you all about the history of the aircraft and the role they played in the war you can also visit neighboring WestPac Restoration and see how they are restoring some original aircraft to their former glory and ready to take to the skies again.

A challenging escape from work

Escape rooms are a popular new phenomenon in a lot of places and Colorado Springs has at least 11 different experiences to choose from.

The idea behind these escape rooms is to work out the clues and find your way out of the rooms within a limited amount of time. There are a variety of themes from “Escape from Hellscream”, which has a horror twist to the game, to “Planet Deadline” which will appeal to sci-fi fans.

If you want to escape from work for an hour and like a challenge, try one of the escape rooms located in Colorado Springs.

Whether you want to enjoy the amazing natural scenery or enjoy some man-made entertainment you won’t be short of options when it’s time to take a break from work during your stay in Colorado Springs.

Make sure you try and squeeze some of these attractions into your itinerary.

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Everything You Need to Know About Amazon Web Services

Amazon Web Services (AWS) is a division of Amazon best known for serving up a massive online marketplace for just about everything. In a Forbes article, Jason Bloomberg noted that “AWS is reinventing what it means to be a software vendor for all the markets it serves, including consumer, developer, SMB, and enterprise.” If you’re looking for a powerful cloud service provider, you’ll find that AWS is one of the most innovative and expansive options available with a growing suite of web tools that go above and beyond the standard offerings.

The Basics of AWS

Image via Flickr by magerleagues

At its core, AWS is a cloud computing service that gives business owners the computing power they need with remote storage and maintenance. AWS delivers powerful functionality that’s designed for flexibility and scalability. This service offers all the benefits of any cloud storage provider along with a host of other perks. AWS offers a serverless reference architecture for everything from the Internet of Things to web apps to image recognition. AWS has also announced services that will expand into artificial intelligence, databases, and more.

Helpful Training and Certification Services

Amazon supplies a comprehensive suite of digital training services to help users understand all the features of AWS. You can enroll in free courses, develop new technical skills, and validate what you’ve learned for AWS certification. This is an outstanding offering as the full functionality of AWS is far too expansive for a new user to grasp without seriously studying some of the innovative new technologies that have rolled out with this service.

Reliable Security

Cloud security has long been a major concern for business owners as they transition to this business approach. AWS secures its data centers with network firewalls and uses in-transit transcription across all services. Using the service’s provided tools, users can trace the who, what, and where of calls for maximum visibility. Businesses can also incorporate their own security layers within AWS for additional protection on top of what’s already available.

Powerful Scalability for Computing

AWS Lambda is a computing service that enhances the capabilities of AWS, allowing you to run code without provisioning your own server space for the activity. AWS Lambda responds to user requests and provides the necessary capacity and infrastructure to run your code on a per-use basis. This means that you don’t have to supply an abundance of servers for prospective users who may not begin using your code immediately.

AWS Lambda scales seamlessly, so you’re prepared for anything from a slow start to a sudden rush of activity. You pay only for the compute time that you consume and pay nothing when your code isn’t running. This functionality is a key example of how Amazon’s web services are structured to streamline your business activities in the most efficient way possible.

Whether you’re looking for convenient cloud storage or access to a serverless application repository, you can find the features and functionality that you’re looking for with AWS. Designed to serve as a catch-all for all your cloud needs, this solution is meeting its goal admirably.

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5 ways to protect your floor during remodeling

When you are remodeling your house and you don’t protect your floor, sometimes it can make the job bigger than it needs to be. When you are finished and everything is done, suddenly you realize you have to redo the floor as well because of damage. You might find lumps of plaster or concrete glued to your wooden floor or, even worse, embedded in your carpet. We have all seen it in DIY paint jobs with friends and family, where they were painting the walls, there is suddenly dried paint over the carpet and the edges around the room. You could have rips and grooves torn in the floor when workers move equipment in and through the house. This is one of those issues that is easy to fix with just a little forethought. The easiest way is to put down some flooring protection. We have written out a couple of different things you can use and some things to watch out for. They are as follows.

Plastic film for carpets

Carpet, unfortunately, is one of the easiest things to ruin. If you get too much dust and debris down in the roots or the shaft of the carpet, it can be almost impossible to get out. Use carpet protection film. After your renovation, you really should use a HEPA vacuum cleaner, something that can pull out the smallest of particles, to fully clean the carpet of any small debris. You only want to do that after you have already protected your carpet with plastic film. The plastic film is a bit like a saran wrap that sticks to carpeting. You can lay it down or top the carpeting and protect it from dust and other things that may fall on it and ruin it. It also works well for differently shaped areas such as stairs, as it will just stick to the carpet over the twists and turns. Plastic film will actually give the carpet more traction as well, so there’s less chance of a slip during the renovation.

Paper coverings

Craft paper or rosin paper is a heavy duty paper that you can roll out over the floor surface and tape down with non-residue tape such as painters tape or masking tape. This covering is better used on hard surfaces as it can easily tear on softer surfaces such as carpet. There are also reinforced papers that you can use. These papers have a moisture barrier on the bottom that can protect from spills such as paint or any other liquid. This will give you a time to clean it up without its seeping through. Many people try to use newspaper; however, newspaper is not appropriate for protection in any home renovations. Newspaper is made from the cheapest possible paper which tears very easily. You are better starting with a thicker paper and use a paper that is made for the purpose.

Ram board

Ram board is it for heavy protection. Ram board is generally made from recycled fibers and constructed in a way to make it gas permeable. You can use this as a much higher level of protection on your floor. Ram board is a reusable and very heavy duty. It is made with a special kind of process which allows the vapors from a newly installed floor below it to pass through. This allows you to walk on the new floor while it is still curing and keep it safe.

Corrugated plastic

Corrugated plastic is also a heavy-duty floor protection. This is best used for areas with a more fragile floor, such as tile, marble, or an unfinished wood floor. Dropping a tool on one of these floors may crack or shatter a tile, or marble surface, and make it almost impossible to fix without having to replace that area.

Sticky mats

Not exactly a floor covering, sticky mats still protect your floors. They are a large sticky mat that you would put near all the doorways. As you walk on them, the sticky surface will remove dust and particles from your shoes. There is less chance of your shoes grinding in a small stone you have tracked into the house and into that floor surface. We would not rely on these alone but they are definitely something good to add to the arsenal of keeping it all clean.

If you going to be doing the renovation yourself or you are going to hire a contractor to do it, it is still in very good idea to make sure that everyone understands that all the floor services are to be covered and protected. This protection also extends to other delicate items such as banisters, balustrades, or any wainscoting and might be showing. You get the idea. We wish you the best of luck with your renovation and we hope one of our ideas has saved you some heartache in the future. Good luck with that renovation and may it go smoothly.

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What a 401K Can Do For You

When you get a job straight out of college it is important to find the right mix of salary, benefits and experience to launch your career. And if you can find a company with a 401K plan, that is even better. You want to make sure that your employer will match your 401K contribution and you want to max out your contribution in order to get to that match. Get as much money from the company as you can. That is free money. You can’t do better than free money.

When you take the match from your 401K, you are growing the base of the account that is going to grow and grow and grow and provide you with real money in your golden years. And when you get enough money in your 401K, you can start trading it on your own. As long as you roll it into your own IRA style account. Or even if you want, you can trade your own stocks in the 401K that you own. You just might lose the match.

So you have to make your own decisions about how you want to manage your 401K. You can take the passive investor approach, where you let your company’s 401K plan administrator manage all the money. And you check it quarterly. Or you can take a more active approach and go on your own.

But the most lucrative and smart approach may be to create your own brokerage account on the side and start day trading. That way you keep your day job, contribute to a 401K and learn how to day trade on the side. If you put in a lot of effort and learn the right strategies and techniques, you can become a profitable day trader. You just have to take the online classes and stuff your head full of the terminology. It is helpful to be able to spend a lot of time in front of screens, learning the trends and patterns.

Day traders are hunters of volatility. You are always on the lookout for more stocks making big moves throughout the day. You need to have the right plan to be able to take advantage of these opportunities. The best way to do that is to learn risk management. Have a plan for each and every trade that you make and make sure that you have a stop-loss on each trade. So that if a trade goes south, you have a built in mechanism to sell the shares before you lose a lot.

The best way to get good is to start paper trading. That means practicing in a simulated trading environment where you are trading virtual currency. That gives you a chance to learn on the job without risking your real money. You can practice trading and learn risk management in a simulator that trades at the speed of the regular market. It is invaluable experience.

So that is your choice. Take the passive approach, get a good job and keep giving to your 401K. Or do that, and get yourself a day trading gig on the side.

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Are Your Products Flowing Smoothly? : Supply Chain Management is Important to Your Business

Most people in business recognize that supply chain management is crucial to their success, profitability and customer satisfaction. There are numerous benefits to ensuring your supply chain is properly managed and serves to provide a structure to your business that is efficient, productive and progressive. There is also the fact that as business has become more competitive in recent years; it’s now harder than ever to stand out from the crowd. Supply chain management is integral to achieving this as it provides a solid structure from which to offer a high-quality service to your buyers.

Here we take a closer look at the distinct advantages of good supply chain management:

Improves Customer Service

Everyone knows that the customer is king when it comes to business and delivering good quality products, goods or services in an efficient and cost-effective way, ensures repeat business going forward. Customers want to know their orders will be delivered to the right location at a time that is convenient to them and without having to wait too long. Ensuring your operation is streamlined to deal effectively with individual orders will keep your customers happy and more importantly, make them come back for more.

Reduces Operating Costs

Your supply chain is as important to your retailers and suppliers as it is to your business. Keeping a close eye on product inventory in terms of stock and distribution should be well managed as part of your supply chain strategy to ensure consistent and smooth flowing fulfillment of orders. If you have a product that is particularly popular at any given time, your supply chain should be set up to make sure there’s enough stock at outlets to meet demand. If your supply chain is efficiently managed, you can significantly reduce your operating costs.

Improves your Financial Position

An efficient supply chain is often a good way to streamline costs and boost cost-effectiveness of your operation. Naturally, it goes without saying that if you are making savings in one area of your business, you’ll notice a corresponding increase in revenue. Good supply chain management protects your business from overstocking and wastage and consequently boosts your bottom line.

Increases your Cash Flow

A good supply chain is responsive to orders as they arrive, so that they are fulfilled within the quickest time. Obviously, if you can get your goods to your customers in ten days rather than twenty-eight days, you can invoice them sooner and benefit your cash flow.

How to Achieve Good Supply Chain Management?

You understand how your business works better than anyone and also the buying behavior of your customers too. In order to understand how to best organize your supply chain, you need to undertake some supply chain analytics, to help you create a clearer picture of how you can best serve your customers by improving your supply chain. The difference between good and bad supply chain management can mean the success or failure of a business and so this is an aspect that requires closer attention.

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